The holiday season is one of the happiest times of the year – and among the most expensive.
But holiday shopping can be challenging for older adults on a fixed income. Consider these tips: they can help you make sure your holidays are a time of pure joy. (Caring Traditions).
Don’t forget the food! Make it part of your budget (Caring Traditions).
Have you considered buying an annuity as a gift for a special child or grandchild?
This can be a way to boost their retirement savings early. With an annuity, you make an initial deposit and then contribute any amount each year.
There are a variety of annuities to choose from. Contact me for details and more information on all of the available options.
It's flu season. You can usually get your vaccine at no cost from your primary doctor or other provider. You may be able to get the RSV vaccine at the same time. Seniors are considered to be at risk for RSV.
Medicare’s Annual Enrollment Period only runs until December 7. This is your opportunity to change your healthcare coverage. Make sure to contact me immediately.
November is American Diabetes Month — a time to spread awareness about a health condition that affects millions of people worldwide.
Diabetes has been found to be increasing at a significant rate. According to the CDC, during a recent year, cases of diabetes had risen to an estimated 37.3 million, and diabetes is seen as the fastest growing chronic disease in the world (American Diabetes Association).
However, this month-long awareness campaign is an important effort to end diabetes. It aims to educate the public about the different types of diabetes, risk factors, prevention strategies, and the importance of early detection and management.
National Diabetes Month can also support individuals living with diabetes, their families, and healthcare providers in their efforts to control the disease and improve overall health.
The most common is type of diabetes is “Type 2 diabetes” — which usually occurs in adults.
Insulin is a common treatment for diabetes. Medicare has “capped” a person’s cost at $35 per month.
Take the stress out of busy days with easy to make chicken enchiladas. Some store-bought ingredients, or leftovers, will help you serve a delicious and nutritious dinner in no time.
INGREDIENTS:
DIRECTIONS:
November 3, 1957 -- Russia launched the world's first inhabited space capsule, Sputnik. It carried a dog named Laika.
November 6, 1860 -- Abraham Lincoln was elected the 16th U.S. President.
November 13, 1956 -- The U.S. Supreme Court ruled that racial segregation on public buses was unconstitutional.
November 26, 1789 -- The first American holiday occurred, proclaimed by President George Washington to be Thanksgiving Day.
November Celebrity Birthdays: Emma Stone (November 6), Demi Moore (11), Pete Davidson (16), BoJackson (30)
The “yield” of a stock, bond, or other asset is the earnings generated on an investment over a particular time, including the interest it earns, or dividends paid to investors.
Yield curve risk is the risk that a change in interest rates will impact fixed income securities.
A ‘Yankee’ bond is a debt obligation issued by a foreign entity, such as a government or company, which is traded in the United States.
An annual (or annualized) return is a measure of how much an investment has increased on average each year.
“I live in that solitude which is painful in youth, but delicious in the years of maturity.”
- Albert Einstein
Let me help you take the next step for a more financially secure future.
Call or Text: (412) 897-0760
Email: brian.goldman@successfs.com
